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$339,000
1 Beds ⋅ 1 Baths ⋅ 1038303 MLS
Renovated 1b1b co-op with spacious living area and a king sized bedroom. Live in super, laundry in the basement, maintenance includes heat, hot water, tax.

68-37 108th Street Unit #6H, Forest Hills
$365,000
2 Baths ⋅ 1038299 MLS
Big duplex condo including 1st floor & basement. 350 sq ft and 400 sq ft.

92-31 53rd Avenue Unit #1A, Elmhurst
$230,000
3 Beds ⋅ 1 Baths ⋅ 1036302 MLS
-Cash Offers only- Due to original building bylaws. Discover the wonder of 2922 Barnes Avenue. Well maintained property with Elevator Access and Laundry in the building. Spacious oversized bedrooms with fantastic Sunlight throughout the entire home. Access to an Amazon drop-off center. A shared garden space with benches for those quiet moments. Near 2 and 5 trains. Plenty of stores, pharmacies and schools. HOA covers all utilities except internet. Board Approval Required. Don’t miss the opportunity to make this your new home!

2922 Barnes Avenue Unit #6E, Bronx
$849,000
3 Beds ⋅ 4 Baths ⋅ 1038205 MLS
Whether you're looking for a home that accommodates multiple generations under one roof or simply need extra space for family and guests, this property offers endless possibilities. Experience modern living at its finest in this stunning, newly renovated, turn key, move in ready 100% brick property. Sitting on a beautiful, quiet, tree lined street of Laurelton. Welcome to 130-18-227 Street! This meticulously renovated Tudor spans over 2,000 sq/ft of living space and will captivate you from the moment you arrive with its warm & welcoming energy. As you enter you are greeted by the welcoming foyer, equipped with a coat closet. Step into the massive, sun drenched formal living area which provides great space for entertaining. The formal dining area leads into the designer granite kitchen any chef will love. Kitchen features floor to ceiling custom cabinetry, adorned with a full fleet of stainless steel appliances, and leads out into lush rear yard. Powder room on 1st floor for your guest. Up a flight of stairs onto the second floor 3 well proportioned spacious bedrooms awaits you, each equipped with ample closet space. The elegant primary suite is equipped with a private en suite that boast spa like finishes. Down the hall a fully tiled bathroom is adorned with state of the art wall & floor tiles and is shared between the additional bedrooms. The high ceiling full finished basement has both interior and exterior access. With its unique setup this space can be used as the perfect ADU, Guest quarters, In-law suite, media den, home office, storage space, or additional recreational space. Prime Laurelton location. Conveniently located with close proximity to major transportation which makes commuting a breeze. Just off Francis Lewis Blvd, Merrick Blvd. Short blocks to Belt Parkway, Cross Island Expressway, Southern State Parkway, schools, shopping centers, restaurants, cafes, parks and many other vibrant neighborhood amenities. Come explore all the possibilities of 130-18 227 Street and grab your opportunity to be apart of the Laurelton Vibe.

13018 227th Street, Laurelton
$1,395,000
8 Beds ⋅ 5 Baths ⋅ 1038017 MLS
Whether you're seeking a sophisticated primary residence with supplemental income or a valuable addition to your investment portfolio, this remarkable property offers the perfect blend of luxury, flexibility, and long-term value. Welcome to 134-26-154 Street! One of the LAST newly constructed two family houses for sale in Rochdale with GAS! Sitting on a 45x100 lot featuring a wide private driveway and tons of yard space! Perfect opportunity for buyers with large/numerous vehicles. Looking for space, plus income generating rental property to assist with mortgage payments? Look no further your search ends here! This masterfully newly constructed two family will captivate you from the moment you arrive with its warm & welcoming energy. Offering two 4 bedroom 2 bath units over a high ceiling full finished basement with both interior and exterior access. Both units enjoy modern, open concept living/dining areas which provide great space for entertaining. Beautiful chefs granite kitchens equipped with floor to ceiling custom cabinetry and adorned with a full fleet of stainless steel appliances. Well proportioned bedrooms with ample closet space. Fully tiled bathrooms that boast state of the art wall & floor tiles. The high ceiling full finished basement has both interior and exterior access! With its unique setup this space can be used as the perfect ADU, guest quarters, storage space, or additional recreational space. Conveniently located with close proximity to major transportation which makes commuting a breeze. Just off Rockaway Blvd, Belt Parkway, Conduit Service Road. Quick easy access to JFK airport, JFK Cargo section, Airport hotels, Resorts World Casino, Schools, shopping centers, restaurants, cafes, parks and many other vibrant neighborhood amenities.

13426 154th Street, Rochdale
$1,500,000
7 Beds ⋅ 4 Baths ⋅ 1038183 MLS
Completely vacant house in need of renovation. A great opportunity for Inventors, Contractors, or Buyers looking for a project to transform into a beautiful home. "Estimated Rent...... Based on NYC DSS Cityfheps Payment Standards Effective 2025"

632 E 223rd Street, Bronx
$359,000
1 Beds ⋅ 1 Baths ⋅ 1038182 MLS
Spectacular Views & Rare Corner JR-4 with Terrace A rare opportunity to own a beautifully renovated corner JR-4 apartment with one bathroom and a private terrace, offering spectacular views and a wall of windows that fills the home with natural light. The spacious living room is perfect for relaxing or entertaining, while the renovated kitchen and abundance of closets provide both style and convenience. River Point Towers is a full-service luxury co-op located in the desirable Spuyten Duyvil section of South Riverdale. The building is a 100% co-op and offers an impressive array of amenities. Monthly maintenance includes gas, electricity, central air conditioning, basic cable and internet, as well as access to the seasonal pool, 24-hour doorman, playground, and community room. A gym, bike room, and storage rooms are also available for a small additional fee. Conveniently located near the Metro-North train station, with approximately a 25-minute ride to Grand Central, as well as shops, restaurants, parks, schools, and express and local bus service. A wonderful opportunity to enjoy spacious living, beautiful views, a private terrace, and full-service

555 Kappock Street Unit #6P, Bronx
$819,000
4 Beds ⋅ 4 Baths ⋅ 1038160 MLS
Welcome to 116-14 141st Street! A beautifully fully renovated single-family home ideally located in Jamaica, Queens—just steps from the highly desirable SOUTH OZONE PARK area, as close as it gets! From the inviting front porch to the beautiful backyard, this home offers the perfect blend of modern comfort, functionality, and charm. Step inside to a warm and welcoming layout featuring spacious living areas, contemporary finishes, and plenty of natural light. The first-floor primary bedroom provides exceptional convenience and features a private en-suite full bathroom. The home offers the added luxury of a full bathroom on every floor, making everyday living comfortable for both residents and guests. The fully finished basement provides valuable additional space ideal for a family room, recreation area, home office, gym, or guest space. Outside, the beautiful backyard creates the perfect setting for entertaining, relaxing, and enjoying summer gatherings. Thoughtfully renovated and truly move-in ready, this home combines modern updates with an unbeatable location close to transportation, shopping, restaurants, parks, and major roadways. Prime location. Fully renovated. First-floor primary suite. Full bathroom on every floor. Finished basement. Front porch. Beautiful backyard. A rare opportunity with LOW TAXES in a location this convenient—come see 116-14 141st Street before it's gone!!!

11614 141st Street, Jamaica
$1,095,000
7 Beds ⋅ 3 Baths ⋅ 1038138 MLS
Fully Detached Two-Family Home with Strong Rental Income in Morris Park Welcome to this well-maintained and thoughtfully updated fully detached two-family home in the heart of Morris Park. Offering a versatile layout, strong rental income, and a desirable combination of indoor and outdoor space, this property is an excellent opportunity for both investors and owner-occupants. The property features three separate units, including two spacious 3-bedroom, 1-bath apartments and one 1-bedroom, 1-bath apartment. All three units feature newer kitchens installed in 2024, along with updated flooring and bedroom carpeting. Property Highlights: Fully detached two-family home 3-bedroom/1-bath unit 3-bedroom/1-bath unit 1-bedroom/1-bath unit Three (3) new kitchens installed in 2024 New heating system installed in 2024 Newer flooring and bedroom carpeting The house siding also new Roof in great condition, no leaks whatsoever Spacious attic with additional storage potential Great backyard Front and rear decks with awnings New awning over the rear deck Shared driveway Detached one-car garage Shared laundry room available for tenant use The property is fully rented with excellent tenants, providing an attractive income-producing opportunity from day one. The tenants have a strong payment history, with absolutely no missed payments. We can provide receipts to show on-time payments, share leases and monthly rents. Conveniently located in Morris Park, close to local shops, restaurants, schools, transportation, and everyday amenities. With its detached layout, multiple units, outdoor space, garage, and recent improvements, this property offers a compelling combination of income potential and long-term value.

1845 Tomlinson Avenue, Bronx
$799,000
5 Beds ⋅ 2 Baths ⋅ 1038135 MLS
1 Family Framed Detached 3 bedrooms with 2 bathrooms duplex. plus, 2 bedrooms and 1 bath in the basement 1 car garage and 4 cars parking in driveway house needs some work pre approval and proof of funds are required prior to showing

9970 211th Street, Queens Village
$598,000
2 Beds ⋅ 1 Baths ⋅ 1038128 MLS
Luxury Condo in Fresh Meadows With Tax Abatement 2 Bedroom | 1 Bathroom | 668 Sqft HOA Fee: $244.33/month Property Tax: $81/year Near St. John's University, available for owner-occupancy or rental investment! • Tax-abated property for higher investment returns • High-end branded appliances, video doorbell, Samsung smart lock • Shared laundry facilities & 24-hour security surveillance • Low monthly HOA fee (all utilities included except electricity); high-speed elevators & central heating/air conditioning • Bus routes Q25/Q34 direct to Flushing Downtown • Express buses QM6 & M55 provide direct access to Downtown, Midtown and Uptown Manhattan

15815 Union Turnpike Unit #402N, Fresh Meadows
$3,499,000
1038116 MLS
ONE IN A MILLON BUSINESS OPPORTUNITY, HISTORICAL LOCATION, 2 BUILDINGS FOR THE PRICE OF 1, PLUS FABULOUS BUSINESS OPPORTUNITY. JAMAICAN CHINESE RESTAURANT, WELL ESTABLISHED WITH FULL BAR, FULL BASEMENT AND 2 THREE BEDROOM RENTALS ON THE SECOND FLOOR. WELL MAINTAINED, TAKE OUT SEPARATE FROM RESTAURANT. HIGH VOLUME CAN BE INCREASED TREMENDOUSLY, PLEASE RESPECT ESTABLISHMENT, ONGOING BUSINESS, ALL COMMUNICATION TROUGH BROKER RAJ

13889/91 FRANCIS LEWIS Boulevard, Rosedale
$149,900
1 Beds ⋅ 1 Baths ⋅ 1023017 MLS
Welcome to 112 Cardinal Lane Unit 2A. Wonderful Studio Unit. On site amenities include pool, rec room and laundry. Located near the LIRR, shopping, food, & more.

112 Cardinal Lane Unit #2A, Islip
$85,000
1 Baths ⋅ 1038066 MLS
Welcome to 1015 Summit Ave, a classic Studio cooperative nestled in the heart of the Bronx. This 1929 brick building combines timeless architectural character with practical urban living, featuring an elegant lobby with black and white checkered floors, ornate red-brown wall moldings, and three elevators providing convenient access throughout the property. The units showcase a thoughtfully designed layout with hardwood flooring, large windows flooding spaces with natural light, and city views. Kitchen areas include stainless steel appliances and gas cooking, while bathrooms feature clean white subway tile finishes with functional accessibility features. Ceiling fans and wall-mounted heating systems provide comfortable climate control, complemented by window air conditioning units where needed. The building's distinctive exterior presents a striking brick facade accented by mature landscaping that frames the entrance, creating an inviting street presence. The well-maintained lobby and common areas reflect the property's commitment to quality and preservation. Located in a vibrant neighborhood with excellent connectivity, the property offers proximity to local shops, restaurants, and transit options. The building's cooperative structure fosters a stable, owner-occupied community focused on long-term value and neighborhood investment. This property appeals to those seeking authentic period architecture with modern conveniences, or investors recognizing the value in established cooperative buildings in transitional neighborhoods. The solid construction, functional layout, and classic charm make this an attractive opportunity in the Bronx's evolving real estate market. Whether as a primary residence or an investment piece, 1015 Summit Ave represents a meaningful entry point into cooperative ownership with genuine historical character and practical living space.

1015 Summit Avenue Unit #4A, Bronx
$195,000
1038075 MLS
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3370 Prince Street Unit #CA25, Flushing
$1,675,000
9 Beds ⋅ 5 Baths ⋅ 1037861 MLS
Introducing 82 Kermit Place, a beautifully maintained two-family townhouse in the heart of prime Windsor Terrace. Spanning approximately 3,120 square feet, this impressive home offers 9 bedrooms, 5 full bathrooms, and an exceptional blend of classic Brooklyn charm, modern comfort, and outstanding potential. The property consists of 3 levels. The home has been recently updated and a brand new roof was replaced in 2022. The second-floor features 4 spacious bedrooms with brand new hard wood floors throughout and two updated bathrooms. The first floor of the home features 3 spacious bedrooms. Brand new, hardwood floors throughout with an entrance to the luscious, private yard towards the rear of the property. This unit also has two updated bathrooms, positioned comfortably between the bedrooms. Abundant natural light, and exposed brick accents that add warmth and character throughout. The basement can be used as a guest space. This level features an additional two bedrooms, kitchen and a full bathroom with a separate entrance. The home has a private driveway. This is one of the only homes on the block with parking! Residents will also enjoy proximity to Prospect Park across the street, neighborhood cafés, acclaimed restaurants, boutique shopping, and Windsor Terrace’s vibrant arts and cultural scene and the F and G trains. 82 Kermit Place presents a rare opportunity to own a beautifully maintained two-family townhouse with the opportunity to add value in one of Brooklyn’s most sought-after neighborhoods.

82 Kermit Place, Brooklyn
$799,000
4 Beds ⋅ 3 Baths ⋅ 1037949 MLS
Presenting a versatile 2-family residence situated at 3343 Mickle Avenue in the highly desirable Laconia neighborhood of the Bronx. Engineered for comfort, functionality, and investment appeal, this property delivers approximately 1,440 square feet of interior living space on a 1,520-square-foot lot. Interior Features & Layout Configuration: A total of four bedrooms and two-and-a-half bathrooms. Layout: The upper level features a spacious 3-bedroom duplex complete with one full bathroom and a half bath. The lower level consists of a 1-bedroom, 1-bathroom unit, ideal for extended living arrangements or rental income potential. Exterior & Parking: A private driveway providing valuable off-street parking, a highly sought-after urban amenity. Prime Location Strategically positioned on a quiet residential block in Laconia, offering effortless access to local shopping, schools, public transportation, parks, and major highways for convenient travel throughout the Bronx and beyond. A practical offering combining neighborhood charm, flexible multi-family living, and strong long-term value.

3343 Mickle Avenue, Bronx
$1,050,000
8 Beds ⋅ 3 Baths ⋅ 1037941 MLS
Excellent investment opportunity! Semi-Detached Three-family property featuring R7-1 zoning and a total of 8 bedrooms. The 1st-floor apartment offers 2 bedrooms and is currently leased. The 2nd-floor apartment features 3 bedrooms and is also currently leased. The 3rd-floor apartment offers 3 bedrooms and is currently vacant, providing an excellent opportunity for additional rental income. This income-producing multifamily property offers a strong combination of existing tenancy and future rental upside. Full finished basement with outside access. Ideal for investors looking to expand their portfolio or buyers seeking a versatile multifamily property. Conveniently located near shopping, dining, transportation and neighborhood amenities.

1320 Clay Avenue, Bronx
$30,000
1037086 MLS
A rare offering in the heart of Hudson: two contiguous lots at the end of a quiet, no-outlet street, with 100 feet of road frontage and easy walking access to Oakdale Lake and Park. This is a true gem of a Hudson parcel, tucked away from through-traffic yet just minutes from everything the city has to offer. Zoned single-family residential, the property is ready for a buyer with vision — whether that means a single site or exploring the potential of the two-lot configuration. The setting offers a rare combination in Hudson: genuine peace and privacy at the end of a dead-end street, paired with walkable access to one of the city's most beloved green spaces. Oakdale Lake and Park is just around the corner, offering swimming, trails, and open lawn for everyday enjoyment. Just minutes from Hudson's renowned restaurants, antiquing, galleries, and Amtrak access, this parcel offers the best of both worlds — a quiet, established residential pocket with the energy of downtown Hudson within easy reach. At a Glance Two-lot parcel in Hudson, NY 100 ft of road frontage Zoned single-family residential Located at the end of a quiet, no-outlet street Walking access to Oakdale Lake and Park

31-33 Spring Street, Hudson
$995,000
6 Beds ⋅ 2 Baths ⋅ 1037917 MLS
Detached legal two family plus a finished basement located in the heart of Pelham Bay. Three bedroom one full bathroom apartment over three bedroom one full bathroom apartment with a large deck over a semi finished basement . Located near shopping,public transportation ,highways and Pelham Bay Park.

1716 Parkview Avenue, Bronx
$1,580,000
1037899 MLS
Mix-use for sale. A 6 rent stabilized units plus 1 retail (now is a restaurant) in the center of Ozone Park. yearly rent: 138,500 Total expense: 28,500 Net is about 110K per year. Basement 3 parts with 3 separated entrances. 6 heating boilers plus 3 hot water tanks. 1st FL 1 retail plus one bedroom apartment and a studio. 2nd FL 2 one bedrooms apartment. 3rd FL 2 one bedrooms apartment. The property is 3 stories full brick. lot size is 20X96, first floor is 20X96, 2nd and 3rd floor is 20X70 All apartment is in great condition, welcome to make appointment to see them. The roof is 3 years old. brick was pointed 3 month ago. 6 hot water heaters for each residential unit. 3 separated entrances for basement.

101-06 88th, Ozone Park
$1,149,000
7 Beds ⋅ 1037862 MLS
Welcome to 407 Eldert Lane, a spacious 2-family home featuring 6 bedrooms and 3 full bathrooms with incredible potential to make it your own. Offering a versatile layout with generous living space throughout, this property is perfect for those looking to customize and create their dream home while enjoying the flexibility of a two-family residence. Conveniently located near shopping, dining, schools, public transportation, and major roadways. Bring your vision and transform 407 Eldert Lane into the home you've been waiting for!

407 Eldert Lane, Brooklyn
$620,000
3 Beds ⋅ 3 Baths ⋅ 1025142 MLS
AMAZING OPPORTUNITY! This charming home offers the perfect blend of space, comfort, and convenience, presenting an excellent opportunity to add your own personal touch and make it truly your own. The main level features a spacious living room, a convenient half bathroom, and an adjoining kitchen and dining area. The dining room opens to a rear porch, creating the perfect setting to relax or entertain family and friends year-round. Upstairs, you'll find three generously sized bedrooms and a full bathroom. Beneath much of the carpeting and vinyl flooring lie original hardwood floors, ready to be refinished and restored to their timeless beauty. A true highlight of this home is the finished basement with separate front and rear entrances, offering endless possibilities as a recreation room, home office, guest suite, or extended living space. Outside, enjoy a private backyard perfect for barbecues, gardening, or simply unwinding, along with the added convenience of a private driveway. Located in one of the Bronx's well-established neighborhoods, this is a rare opportunity to own a piece of the borough's history while creating the home you've always envisioned. Sold As Is.

3310 Gunther Avenue, Bronx
$825,000
5 Beds ⋅ 3 Baths ⋅ 1037736 MLS
Location, Location, Location! Welcome to 1656 Zerega Avenue, Bronx, NY 10462, a beautifully renovated two-family home in the highly sought-after Westchester Square neighborhood. This move-in-ready property offers 4 bedrooms, 3 full bathrooms, a finished basement and a well-designed layout that provides both comfort and flexibility. Perfect for homeowners and investors alike, this home presents an exceptional opportunity to enjoy owner-occupied living while benefiting from income-producing potential. Conveniently located just minutes from the Zerega Avenue #6 Train Station and the Westchester Square transportation hub, commuting throughout New York City is effortless. Residents will appreciate easy access to shopping, schools, parks, houses of worship, restaurants, major highways, and an array of neighborhood amenities. Whether you're searching for your next home or a valuable investment property, 1656 Zerega Avenue is a rare opportunity you won't want to miss.

1656 Zerega Avenue, Bronx
$799,000
4 Beds ⋅ 2 Baths ⋅ 1037706 MLS
Welcome to 20 Dewitt St a beautifully updated and move-in ready brick Cape nestled on a quiet, tree lined, residential street of Valley Stream. Sitting on a 40x100 lot featuring a wide private driveway, tons of yard space, ample parking for multiple/ large vehicles. This charming home offers the perfect blend of comfort, style, and functionality. Featuring 4 bedrooms and 2 full bathrooms, the home provides a versatile layout ideal for a variety of living needs. The main level includes two spacious bedrooms and a full bath, perfect for convenient one-level living, guests, or a home office setup. Upstairs, you’ll find two additional generously sized bedrooms and a second full bath, offering privacy and flexibility. The sun-filled main level showcases a bright living room, an open dining area, and a beautifully renovated kitchen complete with white shaker cabinetry, stainless steel appliances, a modern backsplash, and ample counter space perfect for both everyday living and entertaining. Fresh finishes throughout, including updated flooring and a neutral color palette, make this home truly move-in ready. The high ceiling basement is the perfect canvas to add your own touch! Perfect space for additional recreational space, guest quarters, or storage space. Outside, enjoy a large, fully fenced backyard ideal for entertaining, pets, or relaxing outdoors—as well as a private driveway for convenient off-street parking. Conveniently located just off of the Cross Island Parkway, Southern State Parkway and has quick easy access to JFK Airport. Also near schools, shopping and dining! This home offers both comfort and accessibility.

20 Dewitt Street, Gibson
$379,000
1 Beds ⋅ 1 Baths ⋅ 1037700 MLS
Charming cottage on 1.06 acres room to expand in Greenwood Lake, NY! This open floor plan home features beautiful wood flooring, gorgeous granite counter tops, a warm fireplace, one bedroom, one full bathroom with radiant heating, and a new roof installed 07/26. Step outside to your private deck, perfect for morning coffee or relaxing evenings. Located just minutes from the stunning Greenwood Lake waterfront for boating or swimming, hiking trails, skiing or snowboarding in the winter, and local dining. This area provides an easy commute to NYC and New Jersey via car, bus or train. Your peaceful all year round home awaits!

27 Rumsey Road, Greenwood Lake
$704,900
3 Beds ⋅ 4 Baths ⋅ 1037698 MLS
AUCTION/OCCUPIED. 3-bedroom, 3.5 bath, 2,611 square foot duplex near Stapleton transit, Silver Lake Park and a quick drive to Interstate 279. Property is sold “as is” with NO property disclosures, NO inspection reports, NO interior photos, NO lease in place, NO access- The seller does not represent or guarantee occupancy status. NO VIEWINGS of this property. Please DO NOT DISTURB the occupant. Buyer is responsible for obtaining possession of the property upon closing.

555 Van Duzer Street, Staten Island
$1,349,999
12 Beds ⋅ 6 Baths ⋅ 1037669 MLS
6 UNIT Prime investment opportunity. Sold As-Is. All apartments were renovated. Not Vacant. 5 Apartments - rent stabilized. 1 Apartment - free market.

1728 Greene Avenue, Ridgewood
$899,000
4 Beds ⋅ 2 Baths ⋅ 1037159 MLS
Welcome to this beautifully renovated home in Cambria Heights! This move-in-ready property has been thoughtfully updated throughout, featuring a brand-new kitchen, beautifully renovated bathrooms, new roof and siding, and stunning new oak flooring. The home offers a fresh, modern feel while maintaining a warm and inviting atmosphere. Enjoy spacious living areas, quality updates, and a turnkey opportunity in a desirable Cambria Heights location. A must-see!

11425 210th Street, Cambria Heights
$1,150,000
7 Beds ⋅ 4 Baths ⋅ 1037472 MLS
Absolutely beautiful two family in heart of Middle Village. 1st floor has three bedrooms, HUGE eat-in kitchen with over 20 cabinets and laundry in apartment. 2nd floor actually has 2 apartments but no kitchen in the studio. The basement is HUGE with a new kitchen and full new bath and separate entrance from the yard with granite stairs. Separate entry from 1st floor to large private yard. PS 87 on the corner and playground 2 blocks away. Perfectly finished and in move-in condition. FANTASTIC income potential. near to mall, Metro ave shopping and two bus lines. Dont miss out on this.

67-43 79th Street, Middle Village

Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.